Planning Process Detail

Ridgway Private Wealth routinely includes Financial Planning services for Investment Management clients. These services are available on a stand-alone basis as well. Following is a detailed description of our comprehensive financial planning practice.

Financial planning clients are ready to clarify, simplify and organize their financial lives. They see value in partnering with an experienced team to take a holistic approach to defining and prioritizing goals, analyzing options, making informed decisions, and implementing a personalized roadmap.

Planning clients want quantitative answers to financial questions in seeking to increase their financial independence and confidence. Once we have implemented a plan mindful of goals, values, time horizon and tolerance for volatility, clients will understand the probability of their plan’s success based on a comprehensive statistical model.

Planning clients partner with us on an ongoing basis to access expertise, stay informed and adjust their plan as their lives, financial laws and markets evolve.

For planning clients, we design and implement an integrated financial plan covering selected aspects of their financial position, which can include:

• Current Financial Position
• Risk Management
• Wealth Accumulation & Management
• Financial Independence (Retirement)
• Tax Planning
• Wealth Preservation & Transfer (Estate Planning)

There is no investment or net worth minimum for financial planning services.

We are retained by clients through an annual agreement that covers a customized  review of financial position, goals/needs, specific recommendations, and access to an online account aggregation dashboard. This engagement covers all meetings and communications. We price our financial planning services in a range from $2,000-$10,000/year depending on situation and complexity.