Services

Ridgway Private Wealth partners with clients to assess specific needs and provide a host of services that broadly fall into 3 categories:

• Investment Management
• Financial Planning
• Insurances Services

Our client base varies greatly and includes Individuals, Families, Trustees and Trust beneficiaries, Employer Groups, and Non-Profits. We have the flexibility and experience to tailor our services to meet your specific needs.

Investment Management Services may include: Advisory or Traditional Brokerage Accounts, Portfolio Construction, Setup and Investment of College Savings Plan, Roth Conversions, Asset Allocation, Risk Tolerance Analysis, Financial Plan Implementation, Trust Services, Required Minimum Distributions (RMDs), Tax Implications/Coordination, Ongoing Investment Strategy Review and Rebalancing, and any other service associated with the actual investment of funds and implementation of plans.

As active managers, we closely monitor client investments and ensure that investments are on track to accomplish both strategic long-term and tactical short- to medium-range goals. Asset allocation and timely rebalancing are the cornerstones of our investment management method. We strive for consistency in returns through diversification and hands-on management and constant monitoring to reduce fees and taxes liabilities.

Learn more about investment management with Ridgway Private Wealth.

Financial Planning services may include: Financial Plan Creation, College Savings Plans, Roth Contributions, Retirement Planning, Employer Plan Allocation Recommendations, Employer Plan Contribution Recommendations, Employer Plan Analysis, Employer Plan Creation, ESOP Analysis, Health, Health Care Directives, Long Term Medical Expense Discussion/Options, Medicare Planning, Social Security Planning, Required Minimum Distribution (RMD) Planning, etc. Clients may prefer to implement plans independently or engage Ridgway Private Wealth Investment Management services to implement and actively manage plans.

We believe that a financial plan, carefully constructed and regularly reviewed, provides a sound foundation for financial success. As an independent wealth management practice, our advisors have a fiduciary duty to ensure that your best interest comes first. We have the flexibility to completely customize your plan and investments to meet your needs. We also coordinate closely with your accountant, estate planning attorney, and other professionals to ensure that your wishes are carried out now and in the future.

Learn more about financial planning with Ridgway Private Wealth.

We understand that insurance and annuities may play an important role in achieving your financial goals. We are able to partner with many field marketing organizations (FMOs) and brokerage general agencies (BGAs) to offer the best in insurance services. We are able to offer traditional life insurance and variable life insurance. Other types of insurance we include are disability and long-term care. If annuities make sense in a financial plan, we are able to offer both fixed and variable annuities.